Based in Adelaide and Melbourne. Helping clients across Australia.
Cash flow rarely moves in a straight line
Suppliers may need to be paid before customers pay you. A busy season may require stock and wages long before the income arrives.
A line of credit or working-capital facility can provide flexible access to approved funds when business timing does not move neatly. We explain the cost, conditions and discipline it requires.

Revolving facilities for cash flow and working capital.
What it covers
Maintain flexible access to funds when your business needs them. A line of credit can help manage uneven cash flow, cover seasonal expenses and respond quickly to new opportunities — without applying for a new loan each time.
Draw, repay and redraw funds as needed, up to your approved credit limit.
Bridge the timing gap between paying wages and suppliers and receiving payment from customers.
Interest is generally charged only on the amount drawn, although fees and conditions may apply depending on the facility.
Manage seasonal demand, extended customer payment terms, unexpected expenses or short-term growth opportunities.
Why Lendr360
Who we help
Seasonal businesses
Wholesalers
Service firms
Importers
At a glance
Loan size
$10k – $500k+
Typical term
Revolving
Approval
From 48 hours
Indicative only. Final terms depend on your circumstances and the lender.
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Get a fast, no-obligation assessment. Tell us your goal and we'll match you to the right lender.