Based in Adelaide and Melbourne. Helping clients across Australia.

Cash-flow check

Is a late customer quietly borrowing from your business?

Late payments can turn your business into an unwilling lender - while wages, materials and tax still fall due.

By Eugene Maslov, Founder and Finance Broker at Lendr360
Published 13 September 2026 · Last reviewed 24 September 2026

CreditorWatch says Australian late payments have reached a six-year high, with more invoices moving beyond 60 days overdue.

When a customer holds your money for another two months, you may still have to pay the wages, fuel, materials and tax linked to that sale. In practice, your business is funding their delay.

Invoice promptly. Follow up earlier. Consider deposits or staged billing where they suit the work. If a timing gap remains after those steps, speak with us before it becomes urgent.

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