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Guides & insights

Practical finance, explained simply

Guides and insights on business finance, cash flow, asset buying and lending — in plain language.

Did you know?

Your next pay run now includes super too

Payday Super changed when employers pay super—not the 12% rate. Here are four checks for...

6 October 2026

Did you know?

Paid out the finance? Check the PPSR before you sell

Paying out vehicle or equipment finance does not always mean the PPSR registration has already...

2 October 2026

Practical finance insight

Your truck repayment is fixed. Its operating cost is not.

A truck repayment may be fixed, but its operating cost is not. Learn which fuel,...

1 October 2026

Practical finance insight

How much work does your next machine need to earn its keep?

How many extra jobs does your next machine need to cover its costs? Use a...

28 September 2026

Common Misconception

“Unsecured” does not mean no personal exposure

An unsecured business loan can still require a personal guarantee. Understand the difference between asset...

28 September 2026

Common Misconception

You can check how a big customer pays before accepting the job

Before accepting a large contract, check how the customer pays small-business suppliers. Learn how to...

28 September 2026

Practical finance insight

What do lenders look at when assessing equipment finance?

Lenders consider more than the equipment itself. Learn five common factors that can influence an...

23 September 2026

Did you know?

Nearly two-thirds of Australian businesses employ no staff

Nearly two-thirds of actively trading Australian businesses employ no staff. See what this means for...

23 September 2026

Common Misconception

A lower repayment does not always mean cheaper finance

A lower repayment can result from a longer term or larger balloon payment. Compare the...

23 September 2026

Practical finance insight

Could a company tax loss support a future refund?

Eligible Australian companies may be able to use 2026–27 tax losses to support a future...

23 September 2026

Market snapshot

The Australian truck market slowed in August, but not evenly

Australian truck deliveries declined in August 2026, but heavy, medium and light-duty segments experienced very...

23 September 2026

Market snapshot

Card surcharges are changing from 1 October 2026

From 1 October 2026, many Australian businesses will no longer be able to add surcharges...

23 September 2026

Did you know?

Your Hilux may already be ready for renewable diesel

By Eugene Maslov, Founder and Finance Broker at Lendr360Published 13 September 2026 · Last reviewed...

13 September 2026

Common Misconception

“If I have the cash, paying outright must be the best choice.”

Paying cash can look like the cheapest option. But the better question is what the...

13 September 2026

Market snapshot

The economy is growing. So why can business still feel slow?

Headline growth does not always reflect what individual businesses and their customers are experiencing....

13 September 2026

Cash-flow check

Is a late customer quietly borrowing from your business?

Late payments can turn your business into an unwilling lender - while wages, materials and...

13 September 2026

Practical finance insight

A full order book can still leave the bank account empty

A busy pipeline can hide thin margins, rising costs and the cash-flow gap between completing...

13 September 2026

Market snapshot

More new vehicles were delivered this July than in any previous July

A record July shows continued demand, but the much larger June result reminds us that...

13 September 2026

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